Closing my American Express credit card and imprvoe my score?

I%26#039;ve had an American Express credit card for 2 yrs now. And I want to close it it...I have payed all!

But the thing is that they might mess up my credit score report.

How do I close it and have a good score at the same time?

I really really don%26#039;t wanna keep it....as I can hardly use when I travel outside the US!

Closing my American Express credit card and imprvoe my score?

close it and dont obsess with your I love debt score.

The only people that obsess with the I love debt score are the ones that plan on borrowing lots of money and paying lots of interest. And it is an I love debt score. you have to borrow and make payments on time to get a high score. You have to borrow money and make payments on time to keep a high score.

Pay as you go and live on less than you make. You will win with money.

Debt free is the way to be!

Closing my American Express credit card and imprvoe my score?

Your score is determined by how much credit you have available to you and closing an account in good standing with a zero balance will make your score drop and it will be harder to get credit when you need it!

I would keep it open unless they are charging a high fee to keep the card, then apply for another card and wait 6 months and then tell them you want a no fee card and I%26#039;ll bet you get it!

Go to my website because i%26#039;ve been through an ID theft and a bankruptcy and still got my score up from 486 to 730 in a little over a year, so this is something I know about!

You will benefit from the %26quot;how credit scoring works%26quot; section of my website!

Closing my American Express credit card and imprvoe my score?

just keep it and don%26#039;t use it

Closing my American Express credit card and imprvoe my score?

Keep it open, just shred the card so you (or someone else) can%26#039;t use it. That way it doesn%26#039;t hurt your score.

While some will argue that your score is not important, the fact remains that many items (insurance, cell phones, utilities) do check credit. For example, your insurance rates could increase if you do not have a good score.

With that said, merely having credit available does not mean it requires you abuse it. Use it sparingly and judiciously and you should be fine.

Closing my American Express credit card and imprvoe my score?

It%26#039;s good news folks for all Bank of America fans. Open your arms to receive the Rewards American Express Card from Bank of America. What makes this credit card special is that it will be readily accepted across the global network of American Express . Proudly called the Bank of America - Rewards閳?American Express Card, it brings together the goodness of both the Bank of America and American Express. Let us look at some of its features.

Basic features highlights

1. 0% Introductory APR (Annual Percentage Rate) on balance transfers and cash advance checks for first 12 billing cycles.

2. Low fixed interest rates after the introductory rate has expired.

3. No annual fee.

4. Option to pay over time.

5. Emergency services such as replacement of prescription, physicians, hospitals, and referrals as well as legal referral services.

6. Extended warranty protection on purchases from scheduled outlets

7. Insurances for accident, damage and rental loss, while traveling

8. Protection against damage or theft of the card

Get more details from: http://www.credit-card-gallery.com/Ameri...