We are buying a new home and they ran our credit with 3 different credit companies.Each company gave us a different score.they were 703,680 and 679. Is this good? Will they take the best one or an average.
Is 703 a good credit score ?
Yeah 703 is pretty good but its not the best.
Is 703 a good credit score ?
yes that is good
Is 703 a good credit score ?
They will take an average. But that%26#039;s pretty good... compared to the rest of the country.
Is 703 a good credit score ?
Between 750 - 850 is an excellent score.
Probably above 700 is good. Your other two scores will bring down your average.
Is 703 a good credit score ?
yes 703 is good........they will probably take the average of the three but still all of them are good. The avg. credit score is 680
Is 703 a good credit score ?
credit score is not a bank balance, they are giving loan on re payment basis
Is 703 a good credit score ?
They%26#039;ll take an average most of the time, but some places take your highest score. It just depends on their requirements. Yes, 703 is a very good score to have. And as long as you don%26#039;t have any liens or judgements against you, you should be fine. If you do, get them taken care of and your score will go up even more!
Good luck!
Is 703 a good credit score ?
Your score, according to mortgage lending models, is the *middle* of three scores, so 680 in your case, which is a tad below average but just fine. 703 is still below median (720, according to Fair Isaacsson, who does the modeling), but is just fine. 680 might pay an extra quarter point, but you can still get 100% financing from A paper lenders, and no prepayment penalties. Just don%26#039;t go any lower.
Is 703 a good credit score ?
yes it is very good you will have your say so in purchasing items
Is 703 a good credit score ?
Its fine just make sure that the loan officer dosent pull your credit score more than once (if there is no need to do it) because your credit score will be lowerd one point so be carefull any more questions please caontact me
mortage consultant
Is 703 a good credit score ?
703 is very good. I think they will average. 680 and 679 are not bad either.
Is 703 a good credit score ?
YEP
Is 703 a good credit score ?
yes that is a really good score. i think that%26#039;s in the excellent score point
Is 703 a good credit score ?
It is a ways above average, which is supposedly 678. As a mortgage lender and nationally known credit expert, I can tell you that the scores YOU got online are NOT the scores I will get as a mortgage lender. Mine will be unpredictably higher or lower. But I can get your scores up higher from wherever they are and fantastic rates because of my superior knowledge.
Finally, a credit score is not all there is to mortgage lending. www.LearnAboutCredit.com is my site
Is 703 a good credit score ?
Your scores are good. In the mortgage industry the middle scores is used to determine interest rate as well as loan programs you are qualified for.
Even though you have good scores there might be a small problem as the top score of 703 and 679 there is a 24 point difference. Some lenders and underwirters might look at this difference and want to know how and why the difference.
You will not have a problem qualifying for a mortgage program, you need to tell your mortgage broker your intents and plans about the purchase you are about to enter into so as you can get the loan that fit your situation.
Listening to your friends tell you about the loan they got and the rate they got might not fit into your plans or financial arrangement at this present time.
I hope this has been of some use to you good luck.
%26quot;FIGHT ON%26quot;
Is 703 a good credit score ?
Is this 703 your middle score? Your report comes back with 3 fico scores, Trans Union, Equifax and Experian, so you drop the highest and the lowest in order to get your middle score, the average of the three and it looks like your middle score is 680, not 703, I%26#039;d say you have a good fico score and should be able to get a great rate, however, you may not qualify for all programs lenders have to offer, many times the minimun requirement in order to get the best rate and loan is 720 middle fico.
But if you are cautious and depending on your monthly income and expenses, your debt ratio, you should qualify for a 100% financing and a good rate if you show proof of your income and meet the guidelines based on their ratio requirement which is about 37% (your total income versus your debt)
Hope this helped
Is 703 a good credit score ?
If you looking to get a mortgage the score they will use is the middle score for you 680. There are still banks that will consider you a %26quot;Prime Borrower%26quot; which will allow you the best rates and loan programs. If you need any additional information please feel free to contact
Jenold Freeman
C.E.O of Justgetaloan.net
jfreeman@bourdeaufinancial.com
866 530 7300
Dont for get to log onto www.justgetaloan.net Americas home for real estate financing needs. For the best rates,programs and service. No matter what the situation; Cant we all just get a loan?
Is 703 a good credit score ?
An average credit score is between 650 and 670. so 703 is better than average. Any thing above 700 is considered %26quot;good%26quot; credit.
Is 703 a good credit score ?
From what I remember from the credit scores I%26#039;ve heard and seen 712. I think your credit is a good score.
Is 703 a good credit score ?
Pretty decent. You will qualify to buy a house and get good credit.
Pay off and cancel a few credit cards and your score will go up. Look and see if you have open credit accounts, like dept stores, etc. Cancel them and again your score will go up.
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