Do you think I could get a car loan with this credit score?

Hey all whats up. I need to get a newer car immediately, as my 98 is about to crap out on me sadly. Anyways, I just checked my credit score last week and it was a 656 for Experian, and 665 for the other two. Now, I dont know what it might be today, becuase I just paid off two credit cards in full yesterday. So it may be a little bit higher, who knows.

Anyways, how do you think I would fair at a dealership with a raiting of 656? I don%26#039;t want or need a giant car loan, but 10-14k car loan would be perfect. Think im ok with my score? Im 21 years old and make 35k a year plus overtime so I don%26#039;t know if they factor that into an auto loan.

Im just afraid of going down to a dealership, and getting rejected and looking like a jerk. Not to mention if I do get rejected, it will lower my credit score!

What do you all think, should I attempt it and possibly get rejected, or anyone have any other suggestions? Online loans or whatnot?

Thanks everyone!

Do you think I could get a car loan with this credit score?

you will have no problem getting a car loan at a decent rate with your credit score.

Do you think I could get a car loan with this credit score?

You will get financed....the interest rate probably won%26#039;t be prime, but you should be just fine. When I bought my first new car my score was slightly lower than that and I was able to get a 8.9% rate. Don%26#039;t be afraid to try to negotiate even if your credit is less than perfect. Good luck!

Do you think I could get a car loan with this credit score?

I think that%26#039;s doing pretty good.--maybe wait a montha nd let the cards you just paid off make a difference. Sounds like your doing pretty good! Keep it up

Do you think I could get a car loan with this credit score?

New car dealership loans are hard to get unless you go to everybody%26#039;s approved car dealerships which are rip offs. The best deals and your best change of approval is to get a car loan through your bank or a local credit union.

Do you think I could get a car loan with this credit score?

you credit score is not that bad you really shouldn%26#039;t have a hard time you might have to pay a small down payment 1,000. Just don%26#039;t be scared because then the dealer might just take advantage of you. GOOD LUCK!

Do you think I could get a car loan with this credit score?

Auto finance is what i do for a living and you should be fine with your score of 664, while not prime it%26#039;s very close.

Auto loans are based on the following factors;

1. LTV (loan to value).

2. Term of loan.

3. Age of vehicle.

4. Miles on vehicle.

5. Down payment.

6. Time on job.

7. Time at residence.

8. Monthly income before taxes.

9. Credit score/profile.

10. Total debt to income ratio.

Do you think I could get a car loan with this credit score?

you will have no problem getting the loan, but maybe not at the rate you want. You can always pay on the car for 6 months, don%26#039;t be late on a payment and re-finance to a lower rate.