Okay, so I have cleaned up all my past bad credit and now in the process of rebuilding... Does anyone have any suggestions on raising my score faster, w/o having to pay tons for seasoned trade lines... Thanks!
Want to raise credit score...?
First get a copy of all of your credit reports. Make sure it has correct information. Dispute incorrect information. If accounts that are paid show a balance, dispute and they will correct.
If you are in need of a loan, now or in the future, contact your local credit union. They tend to look at the person and not the past as much as commercial banks.
You can also just let time pass before trying for credit. Two years after the last bad credit event, you will start looking good.
Want to raise credit score...?
Get a new car loan or apply for a new credit card. By making on-time payments, you should begin to see your credit score increase in a couple of months.
This is assuming you have no other debts on your credit report.
Want to raise credit score...?
A free consumer site at http://www.bad-credit-credit-card-for-pe... has information and tips on how to successfully repairing your credit score.
Want to raise credit score...?
get a unsecured credit card.. go to www.creditcards.com
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