Where can I find an Auto Loan with a credit score of 480??

I have a very low credit score, 480, although I have recently paid off 90% of my debt, raising your score 200 points doesn%26#039;t happen overnight. I have a great co-signer for my Car Loan that has a credit score of over 800 pts., but we got denied yesteday at a dealership for financing. Any suggestions on where to go or what bank to try?

Where can I find an Auto Loan with a credit score of 480??

I would recommend you find another way to finance your automobile purchase. You will end up paying a substantial risk premium, even with a co-signer. The better choices would be to find a car that is less expensive and you don%26#039;t have to use a loan to purchase or to delay your purchase and use a rideshare service. If you dig yourself another financial hole after working so hard to restore your credit, you will regret the car purchase.

Where can I find an Auto Loan with a credit score of 480??

www.crazy88.com

$88 down $88 Month everyones approved

Where can I find an Auto Loan with a credit score of 480??

I agree with Abby W. And I wouldn%26#039;t recommend having anyone co-sign for anything, especially someone with that great of a score. If something where to happen their credit would be damaged as well.

Where can I find an Auto Loan with a credit score of 480??

You don%26#039;t want to finance a vehicle right now..wait until your scores go up. You could probably get financed with some predatory lender such as Drive or Triad, but that is not an option that you really want. You will pay thousands of dollars more than the car is worth, high interest (25-29% with those scores), and they will make your life miserable.

Buy something with cash that will get you from point A to point B until your scores go up. Nothing good can happen when you finance with a predatory subprime lender.

Where can I find an Auto Loan with a credit score of 480??

Save up the money and buy an inexpensive car ($1,000-$3,000). Who cares what it looks like? All that matters is that it gets you from home to work.

Your co-signer will end up paying that loan. The reason the bank asked for a co-signer is because they don%26#039;t believe that you will pay the loan.

I hope that isn%26#039;t true, but I%26#039;ve heard so many stories on the financial shows I watch or listen too with co-signers having to make sacrifices to pay someone else%26#039;s loan.

Where can I find an Auto Loan with a credit score of 480??

480........ouch...........not gonna hapen.........sorry.

Where can I find an Auto Loan with a credit score of 480??

There are many auto loan options available today. Today, stiff competition among auto loan financing companies%26lt;!--has made it possible to get a car loan or an auto loan at favorable terms.

http://best-loans.awardspace.com/autoloa...

http://best-loans.awardspace.com/auto.ht...

However, before you sign the paper for financing your favorite set of wheels, do your homework to ensure that you get the best car--%26gt;finance option. You can apply for online car loans on the Internet, or get it from your car dealer.

Where can I find an Auto Loan with a credit score of 480??

There are a huge number of banks that deal with auto loans for people with challenge credit. The two best choices are:

1. Go to a very large dealership that advertises that they help people with credit problems. A large dealership will normally have more banks they work with, more talented leading specialist on staff, and stronger relationships with the banks. (There are exceptions to this rule of thumb.)

2. Put down a large down payment. The more money you put down, the more likely the bank is to give you the loan.

Also, note two additional things:

1. Depending on current rebate offers, a new car may be easier to finance with a lower payment and lower down payment for you.

2. Some credit unions are wonderful for people with credit issues.

My advice is to find a dealer you feel comfortable doing business with. Believe it or not, there are honest auto dealers and honest car salespeople. Try to find one you instinctively feel good about. Generally, you will get the best deal from a %26quot;good person%26quot;.

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http://www.loansandinsurances.com/

Where can I find an Auto Loan with a credit score of 480??

Hey ,how are you doing? well if you are looking for financial help then i would say you are in the wrong place but the truth still remains that there are still a few legitimate loan lenders on this page, but if you are in need of financial help there i this guy that helped my cousin out some months back he is James by name, contact him via jamesmith_lenders12@yahoo.com.

i hope he is able to help you