How do i get my credit score up enough to get a house with little or no money down?
I don%26#039;t really understand it much and I don%26#039;t have any credit yet but is there a way to get credit quickly within a few months time?
How do you get your credit score up?
It will take longer than a few months to build up your credit score high enough. Start by applying for department store credit cards and pay them off as you go. Then you can get a Visa or Mastercard. Get a small loan from the bank and pay it off. Or get a car loan and pay it off. You have to develop a good payment history before a lending institution will give you a mortgage at a decent interest rate. Sub-prime lenders will give you a much higher interest rate and tack on all sorts of additional fees because they lend to people who are poor credit risks.
How do you get your credit score up?
To get a house with little or no money down you can negotiate with the seller or get a sub-prime loan. Good luck with either.
To get a loan from a bank, you will need more than a few months, but start with getting a credit card and paying it off each month.
How do you get your credit score up?
ALWAYS ALWAYS ALWAYS pay your bills on time.
How do you get your credit score up?
you may try hud.gov they have many programs as far as credit some banks and loan companies want years of credit experience so if you know someone with a really good credit history on a revolving account like credit cards they can add you as a authorized user and it will be reported on your credit for the same length and time and good credit that it shows on theirs. THIS IS A MILLION DOLLAR ANSWER I KNOW CREDIT REPAIR COMPANIES THAT CHARGE A LOT FOR THIS INFORMATION. SO PUT IT TO GOOD USE AND GOOD LUCK.
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