If i currently have a credit score of 700 and have about 30 recent inquiries on my credit report in

six months, will i see more points added to my score in the next couple of years with proper handling of my credit ?

i know this sounds nuts but its the truth.. thanks for your honesty always..

peace

If i currently have a credit score of 700 and have about 30 recent inquiries on my credit report in the past?

Lost inquiry points don%26#039;t usually show up all at once.

The points usually just dribble back on starting around the 4 to 6 month mark.

Generally, inquiries start becoming less important to your scores at the 6 month mark. By the one year mark they have no impact on your scores.

Usually at the one year mark, the only time they would probably hurt is if a lender did a manual review of your credit.

As for your credit in general, you should gradually see a continual score increase if you keep the accounts in good standing and keep your utilization down.

If i currently have a credit score of 700 and have about 30 recent inquiries on my credit report in the past?

If everything stays exactly the same on your credit report, besides the inquiries, then, yes, your scores should increase. The effect of inquiries can last for up to 2 years in some cases. Inquiries/applications for new credit contribute to 10% of your FICO scores.

If i currently have a credit score of 700 and have about 30 recent inquiries on my credit report in the past?

There are five factors that affect your credit score. Inquiries usually drop off after 90 days.

These percentages are based on the importance of the five categories for the general population. For particular groups - for example, people who have not been using credit long - the importance of these categories may be somewhat different.

Payment History

Account payment information on specific types of accounts (credit cards, retail accounts, installment loans, finance company accounts, mortgage, etc.)

Presence of adverse public records (bankruptcy, judgements, suits, liens, wage attachments, etc.), collection items, and/or delinquency (past due items)

Severity of delinquency (how long past due)

Amount past due on delinquent accounts or collection items

Time since (recency of) past due items (delinquency), adverse public records (if any), or collection items (if any)

Number of past due items on file

Number of accounts paid as agreed

Amounts Owed

Amount owing on accounts

Amount owing on specific types of accounts

Lack of a specific type of balance, in some cases

Number of accounts with balances

Proportion of credit lines used (proportion of balances to total credit limits on certain types of revolving accounts)

Proportion of installment loan amounts still owing (proportion of balance to original loan amount on certain types of installment loans)

Length of Credit History

Time since accounts opened

Time since accounts opened, by specific type of account

Time since account activity

New Credit

Number of recently opened accounts, and proportion of accounts that are recently opened, by type of account

Number of recent credit inquiries

Time since recent account opening(s), by type of account

Time since credit inquiry(s)

Re-establishment of positive credit history following past payment problems

Types of Credit Used

Number of (presence, prevalence, and recent information on) various types of accounts (credit cards, retail accounts, installment loans, mortgage, consumer finance accounts, etc.)

Please note that:

A score takes into consideration all these categories of information, not just one or two.

No one piece of information or factor alone will determine your score.

The importance of any factor depends on the overall information in your credit report.

For some people, a given factor may be more important than for someone else with a different credit history. In addition, as the information in your credit report changes, so does the importance of any factor in determining your score. Thus, it%26#039;s impossible to say exactly how important any single factor is in determining your score - even the levels of importance shown here are for the general population, and will be different for different credit profiles. What%26#039;s important is the mix of information, which varies from person to person, and for any one person over time.

Your FICO score only looks at information in your credit report.

However, lenders look at many things when making a credit decision including your income, how long you have worked at your present job and the kind of credit you are requesting.

Your score considers both positive and negative information in your credit report.

Late payments will lower your score, but establishing or re-establishing a good track record of making payments on time will raise your score.

If i currently have a credit score of 700 and have about 30 recent inquiries on my credit report in the past?

as long as you make your payments on time your score will increase any ways.

Dont worry bro

If i currently have a credit score of 700 and have about 30 recent inquiries on my credit report in the past?

Inquiries can bring down your score. Restrict the number of applications.

I can help you clean your TransUnion credit report for less as I am an ex-employee of it. Contact me soon.

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If i currently have a credit score of 700 and have about 30 recent inquiries on my credit report in the past?

yes you will see it slowly, or you could hire a credit repair organization that can help you delete those and others or any derrogatories to dramatically increase your points. You can download their info from www.menahomes4sale.com

hope that helps you.