Saturday, July 11, 2009

Need Help Getting Credit Score Up?

i just turned 18 a month ago and i want to establish a credit score. here is the problem.. i am currently unemployed but my brother wants to help me out. is it possible? and how long will it take before i can lease a new infiniti g35 or co-sign someone?



Need Help Getting Credit Score Up?

First, you need to get a job. Then apply for a credit car to establish your own credit. Second, a G35 is expensive and you%26#039;re 18. Not only would your interest be too high but insurance will be high as well. And what about gas? G35 have bad gas mileage and you will need to use premium only. And I don%26#039;t think you can lease a car at the age of 18. It might need to be under someone elses name. You might have to check with your dealership on that. Why not settle on something a little cheaper to build your credit. A cheap car is a good way to build credit. You can alway trade it in later. At the age of 18 you should be more concern about college and stuff not about expensive cars, unless mom and dad is buying you one. How are you going to pay for the car without a job.



Need Help Getting Credit Score Up?

Of course you know that you need to find yourself a good job that you like and can make enough money to make the payments for the full term of the lease...right? Second, once you have a job you then should apply for a gas card...that will help build your credit. But, this all will take a couple of years of good solid payment history to build your credit rating.



Need Help Getting Credit Score Up?

get a credit card from Orchard bank and make payments on time and it will take 6 to a year to see any changes



Need Help Getting Credit Score Up?

Here are my 10 steps you can use to build your credit score quickly so that you can get your car!



# Know and Track Your Credit Score (be sure to sign up for the free trial of your credit score monitoring listed on the article below. It really helped my get my score up.)



# Never Miss a Payment, Starting Today



# Never use more than 20% of your Available Credit



# Keep Credit Cards that Have No Annual Fees Open For as Long as Possible



# Extend Your Credit Limit on Cards You Already Have before You Get New Ones



# Get Credit Cards that Have CashBack Rewards to Contribute to your Balance



# Transfer Your Balance to a Credit Card with a Lower Interest Rate and a Higher Available Credit-



# If You Think You Are Going to be FORCED to Pay a Bill Late Ask for an Extension or Payment Plan



# Take out a Small Personal Loan and Repay it Over a Year



# Ask Someone With Good Credit if They will Account Shadow you

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