Every when does your credit score go up?

i have o ne credit card i give payments on and the linit is only 300.00 if i have that and a car loan im paying every when will my score go up and %26quot;about%26quot; how many points. i do send them in time. and if i apply for another card will it help i dont want 3 b/c i wont use them all just in a emergencie will it help or do i have to have 3 cards?

also how can i make more points

Every when does your credit score go up?

With a car loan %26amp; one credit card your score will go up every time you make a payment (on time). It will go down a bit everytime your balance goes up. Try to keep your credit card balance at 30% or less of your credit limit. You could order one more card %26amp; use it for something you buy anyway (like gas) %26amp; pay it off each month except leave a $10.00 balance. That way it shows that you have 3 trades %26amp; you are not using all of your credit. Your score will go up quickly.

Every when does your credit score go up?

pay a little more on your credit card than required.they re-asess every 6 months ,but report monthly.it can make your credit line go up on your present card and give you more of a FICO SCORE