How much does your credit score go up when the bankruptcy comes off!?

Bankruptcy in 1999

How much will the credit score go up when it comes off?

I am looking to purchase a home soon, but I worry I won%26#039;t get a good rate. My score at Trans. is 676 and at experian is 745.

How much does your credit score go up when the bankruptcy comes off!?

We can not estimate your increase based off the information you have provided (maybe none at all)

Payment history 35% 鈥?Information about how you鈥檝e managed your money in the past. This includes the number of past due items and how long items have arisen as well as collection activities you鈥檝e experienced. Attachments are taken into account.

Amount Owed 30% - The total of your outstanding accounts, including the number of balances and the amounts owed on each one, greatly affects your FICO score. Credit rating bureaus also look at the proportion of the credit lines you have available to what you鈥檝e actually used.

Length of credit history 15 % - Each of your accounts is separately reviewed to see how long it鈥檚 been opened and what type of activity has been generated.

New Credit 10% - Accounts you鈥檝e recently established as well as credit inquiries from other lenders are all considered in determining your score.

Type of credit used 10% - This is the number of each type of borrowing including credit cards and retail accounts.

How much does your credit score go up when the bankruptcy comes off!?

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we cant tell you how much it will go up because we don%26#039;t know the other things that are on your account and if you are in good standing with other accounts

just focus on paying your debts on time and keeping your debt/income ratio to a minimum