What is the best way to increase my credit score to 750?

I have a $200 credit card and paying a monthly $15 plus the 12% APR. How much credit points does it give me each month?

What is the best way to get a quick credit score of 750 within a year?

Will getting a credit card with $10,000 limit and pay the 12% APR and monthly payment for it? How much credit score points will it give me for it?

What is the best way to increase my credit score to 750?

A trade line is a creditor.

It sounds like you are just starting to establish credit. You will NOT see a 750 score within a year. It takes long term, consistent payment history with multiple credit cards and installment loans to get that kind of score.

Does your credit card have a $15 monthly fee or is that the minimum payment? If you have a balance, pay it off as quickly as possible. Then use the card, and pay the balance in full every month. After about 6 months you should be able to get a regular card that does not have a monthly fee -- you want something with no annual or monthly fees.

You will need at least 24 months of consist on time payment history to get a decent credit score.

What is the best way to increase my credit score to 750?

The best way is to pay off your debts on your credit.

What is the best way to increase my credit score to 750?

you have to build a strong credit history and pay everything on time. Its tskes some time to get a level credit but you will get there if you keep on top of your bills.

What is the best way to increase my credit score to 750?

you need at least 3 trade lines to increase your score.

and don%26#039;t pay them off because you need to establish a 12 month history without any delinquencies.

What is the best way to increase my credit score to 750?

HOw much is your limit on the card. if its only 200 what is your balance. carrying a balance over month to month doesnt neccessarily bring up your score. you wanna keep what you charge on the card low. aim for less than 30% of your limit. so if your limit is 200. you shouldnt have a balance more than 60 bucks.. if creditors see you using all or most of your avail. credit they will see you as a higher risk..pay your card off every month...just charge some gas on there and pay it off every month... 12% is a good rate...but if make only the min. payment the your just helping the cc company get rich....

raising your score to 750 depends...keeping your balances low will help but what is your score now? that will make a differenc e.... my score jumped 200 points in around a year and half..but it was really low...460 then jumped to 620..

What is the best way to increase my credit score to 750?

It doesn%26#039;t really work the way you seem to think it does. You can improve your credit score in several ways. Pay ABOVE the minimum payment of $15 a month, as paying only the minimum looks like you can%26#039;t afford any more. NEVER be late with a credit card payment as that will lower your score. Be early if you can, and whatever you do, NEVER miss a payment! You will lower the score again and take longer to build it back up! Try to keep your credit card balances low in relation to your credit limit; because the more you use the worse it is for you overall. You will not %26quot;gain more points%26quot; by opening several credit cards; as every time you apply they will run a credit check on you, which AGAIN affects your credit score, and not in a good way. Just be sensible and make all payments on time or early, above the minimum if you can, or clear it off every month if possible. Just remember, it takes TIME to build a good credit score. It doesnt just %26quot;happen%26quot; overnight by opening cards all over the place. Good Luck!!

What is the best way to increase my credit score to 750?

Just make your payments on time, and it will get there. If you are trying to get it to jump 2 or 300 points real fast its not going to happen

What is the best way to increase my credit score to 750?

Not have a high FICO score certainly does NOT mean you can%26#039;t get a mortgage loan. That is a myth that a lot of people think. It may mean you won%26#039;t be able to get a loan (with good terms) from a lender that doesn%26#039;t do their own underwriting. But if you use a lender that does their own underwriting then they can look at other things (like time at current job or bill payment history to things like utilities and rent) to determine your worthiness to borrow money.

I have chosen not to use debt to try and get ahead. It is good that you are diligent at paying off your balance each month. But don%26#039;t think you HAVE to use debt in order to get a mortgage loan, because you don%26#039;t.

What is the best way to increase my credit score to 750?

Jeremy is correct. You can get a home loan without a fico score. Its called manual underwriting. It%26#039;s not a sub prime loan. It%26#039;s the way it was done before the fico score. You can get the lowest rates going.

to increase your fico score you have to borrow money and make payments on time. To keep a high score you have to keep borrowing money and keep making payments on time. All you get is debt.

If you pay as you go. If you live on less than you make you will have money.

No payments = cash in the bank.

make interest. Don%26#039;t pay interest.