I have good credit (on or about 700 credit score) but my Experian score is the lowest by about 10 points. That being said, I reviewed it today, and noticed that my most frequently used AND highest limited card is not on Experian AT ALL. The other agencies have it and use it, how can I get Experian to add this to their file?! Any help would be greatly appreciated
How to raise my Experian Credit Score?
Its not up to Experian, its up to the lender which credit bureaus they choose to report it to. Ask the lender why they don%26#039;t report to Experian.
How to raise my Experian Credit Score?
If your other 2 scores are higher and reporting the account in question, you don%26#039;t necessarily have to do anything. Mortgages and several other financial vehicles are qualified by using the middle score. But, if you are adamant about having the account report with that particular bureau, you can accomplish it in 2 ways. Ask you creditor to report to that bureau. Also, you can ask the bureau to start reporting the account, as long as the creditor does not object. I%26#039;ve gotten cell phone bills to report with a given bureau to help clients with little or insufficient credit history.
How to raise my Experian Credit Score?
You can contact your credit bureaus here
http://www.creditimes.com/credit-bureaus... to ask them to report it on your credit report. I would call your cc company first though, and request that it be reported.
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