I am a 21 year old recent college grad. I just found out my credit score is 793. Is that good for my age?
Is my credit score good?
Is that a FICO score or a VANTAGE score?
%26quot;FICO scores range from 350 to 850. According to Fair Isaac, the median score over the entire population is about 715, with 20% above 780 and 20% below 620. The minimum score required to qualify for the lowest mortgage rate is about 740, but it varies from lender to lender, and often depends on other characteristics of the transaction.%26quot;
%26quot;Vantage Score uses a scale that ranges up to 1,000, with 900-1,000 representing an %26quot;A%26quot; credit, 800-900 a %26quot;B%26quot; and so on. This type of ranking is akin to that used in academic tests, which may make it intuitively more appealing to users. On the other hand, having two different scaling systems could result in confusion. A score of 750 is an %26quot;A%26quot; with FICO but only a %26quot;C%26quot; with VantageScore.%26quot;
Is my credit score good?
Yes, for any age.
Is my credit score good?
Anything above 720 is pretty much considered top-tier wherever you go.
Is my credit score good?
That is a great credit score for anyone!! Basically anything over a 760 and you have credit card companies in the palm of your hand.(850 is the highest)
Is my credit score good?
Wow took me 10 yrs to get that high.
Is my credit score good?
excellent credit would range been 700 and the 800%26#039;s. So 793 is excellent. Do all you can to keep good credit. It will follow you all your life. Life is so much easier with the good credit score that you have. Pay all your bills on time every month. Dont pay cash for everything, get some credit cards but pay them on time every month. That%26#039;s gonna keep your credit active and good.
Is my credit score good?
That is awesome! Now stay out of debt and keep it that way. Dont get into the credit card game. With a 793 you will be getting the best rates for insurance and best rates when it comes time to get a mortgage or auto loan.
But stay away from credit cards!
Is my credit score good?
That is a wonderful score for someone your age. Keep up the good work. It is easier to keep a good credit score than to rebuild your credit. I am proud of you.
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