I have fantastic credit, but my girlfriend has lousy credit. What can I do to help her improve her s

While I am aware that there was a time when I could add her to one of my various credit cards and it would immediately improve her score, it seems that this is NOT the case anymore (the credit scoring companies got wise to the fact that people were leasing out their cards to help others improve their scores). So, now that this is no longer an option, what else can I do to assist her? My concern here is that we will marry and it will damage my great credit (804 FICO score), which is crucial as I will be buying more real estate in the next few years.

I have fantastic credit, but my girlfriend has lousy credit. What can I do to help her improve her score?

You could co-sign for her on a loan, which could help.

However, if she doesn%26#039;t pay, you both get hit.

I have fantastic credit, but my girlfriend has lousy credit. What can I do to help her improve her score?

find a new girlfriend

(or live in her parents basement-free credit report.com commercials)

I have fantastic credit, but my girlfriend has lousy credit. What can I do to help her improve her score?

Paying bills on time and decreasing debt load will improve score.

I have fantastic credit, but my girlfriend has lousy credit. What can I do to help her improve her score?

Have her pay bills down and pay them on time.

I have fantastic credit, but my girlfriend has lousy credit. What can I do to help her improve her score?

You cannot assist her; she needs to do it. Do NOT cosign loans for her - you will be asking for trouble.

I have fantastic credit, but my girlfriend has lousy credit. What can I do to help her improve her score?

DO NOT mingle your credit worthiness.......and frankly don%26#039;t marry until her score and maturity level goes way up....

The only effect of marrying a low credit score is tanking your own.....it ain%26#039;t easy to get over 800......I%26#039;ve become OCD on mine.....799 and 794......can%26#039;t break that credit ceiling...

Is she the kind of girl who would charge the cost of her wedding and then spend the next six yrs paying minimums? That%26#039;s normal, but as you know, not a good move....

Maybe you two could sit down and compare monthly statements and show her your good stuff (high limits, low interest rates, great rebates, etc) to her crappy limits, shockingly high interest rates and how she is probably %26quot;fee%26#039;d%26quot; to death on her cards.....

Maybe if she sees your benefits of quality credit, she%26#039;ll want to strive for the same.

I have fantastic credit, but my girlfriend has lousy credit. What can I do to help her improve her score?

Teach her good money management skills, show her how to save, budget %26amp; pay bills on time. Avoid any of those quick tricks to up her score like lending her money or putting her name on your cards ( at least not till after you are married).

Don%26#039;t let her credit be dependant on you. You both win by working together to solve it-as you already found out, those accounting games you suggested have a way of comming back to bite you.