Wednesday, August 5, 2009

What's an acceptable credit score to rent an apartment?

I just moved to L.A. and am attempting to get an apartment. Alot of landlords say they want a perfect credit score (mine is fair, between 610 and 650). Is that an acceptable score, or am I out of luck? Thank you!



What%26#039;s an acceptable credit score to rent an apartment?

It%26#039;s not per se the score that%26#039;s going to effect your ability to get an apartment, but rather your credit history. Your credit score and history however go hand in hand. One of the best things you can do is get your full credit report history and bring it with you when you go to meet landlords to explain to them why you might have some blemishes on your report. Generally speaking you%26#039;ll want a credit score of 700+ to be qualified as good.



I%26#039;ve got a lot of information on my blog about credit scores, and I get a lot of questions so feel free to check out any of my posts on millionster.com; I believe my articles here address many of your concerns but if they don%26#039;t and you still have any specific questions feel free to leave a comment or email me with the address in my answers profile.



How Can I Increase My Credit Score



http://millionster.com/articles/debt/ask...



and



10-Ways to Boost Your FICO Score



http://millionster.com/articles/debt/inc...



Also be sure to check out the Credit Score products I%26#039;ve listed here with links to promotional discounts to get your credit score and credit reports from MyFico:



MyFico%26#039;s Full Credit Report



http://millionster.com/go/myfico



Suze Orman%26#039;s Credit Report Repair Kit



http://millionster.com/go/suzekit



30-day Trial of Credit Score Tracker with Free MyFico Score



http://millionster.com/go/fico30



What%26#039;s an acceptable credit score to rent an apartment?

Seems like a whole lot of hassle to rent in US. Here in England, if you have the deposit asked and you look okay, you%26#039;re in. It is just a few landlords will ask for references. Credit scores only come into the equation if you are trying to get a mortgage



What%26#039;s an acceptable credit score to rent an apartment?

You can get a %26quot;bad credit home loan%26quot; with a score of 550 and above. I don%26#039;t see why ANY landlord wouldn%26#039;t rent to you with a score of 610 or above. California is crazy stupid with the credit checks. They will probably start running your credit report when you ask to use the bathroom at a convenience store soon.



What%26#039;s an acceptable credit score to rent an apartment?

I don%26#039;t know my exact credit score, but I can tell you it is very very very low... yet, I have never had any problem getting approved. It all depends on who%26#039;s renting to you. Good references, great rental history %26amp; a steady 1yr or more job... you%26#039;re in like Flynn (San Diego Renter, here)

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