Thursday, August 6, 2009

I am trying to raise my credit score.. Help?

If in an attempt to raise my credit score, someone is willing to add me to their loans or credit cards to add good trades to my credit report...will this help me...and will it hurt their credit???Please give me supporting info



I am trying to raise my credit score.. Help?

Have you ever thought about how many people in our country don%26#039;t have a perfect credit score? You will surely be surprised to know that over 30 million Americans have a below average credit score. Boosting your credit rating takes some work. There is no quick fix to increasing your ratings. Repairing any damage takes time, but it also does not spell doom!



So what is credit rating anyways? It is a number given to assess and reflect your creditworthiness. Your credit score will be a number valued from 300 to 850. While numerous factors can be attributed towards this rating, your payment and debt history are more important than others.



To start with, you shall need a copy of your credit report. If everything in the reports is good, then you can be rest assured that you will have a good credit score. Getting your credit reports is easy and pain free. Actually you are permitted one free copy of your credit report, every year. Read more about your credit score at: http://www.credit-card-gallery.com/artic...



I am trying to raise my credit score.. Help?

Yes, it will help you. They must add you as a cosigner and not a authorized user.

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